DeFi, CeFi & TradFi – The Trio in Finance.
- Jacek Korneluk
- Oct 3
- 1 min read
As featured in spektrumlab.io

Introduction.
These are all catchy terms I often like to use, but what they really mean for the everyday currency user. Do most people even know these terms exist? Let alone understand their meaning?
You do not need to be a crypto-native to gain some knowledge about cryptocurrency. Knowing is usually better than staying completely unaware.
At the end of the day, not everyone uses cryptocurrency, and not everyone even knows what the “fiat” term means, despite paying with it for shopping by card, phone, or even cash (for the old-school crowd).
Not paying by “face” yet, and certainly not with programmable money (yet again).
Happy times ahead! Let’s read and learn, so that we can make more informed decisions.