CBDCs, Stablecoins & Flatcoins – The Future of Money Just Got a Makeover.
- Jacek Korneluk
- Sep 1
- 1 min read
Updated: Sep 4
As featured in spektrumlab.io

Introduction.
Very often I use words like Stablecoin, Tether, USDT, USDC, DAI, or CBDC.
For me, it is completely obvious and normal. The terms are well known to the majority of my friends, but not to all of them.
How about you?
Are you crypto-native or what they call a “norm”? Which hat are you wearing, or planning to wear?
Very soon, even normies will be familiar with digital assets, the digital economy, and Web3 (IMO).
The digital transformation toward a digital economy is rapidly progressing and steadily maturing. So, having multiple types of digital assets in our portfolios is starting to look pretty inevitable.
The changes to our lifestyle are happening almost automatically and often in stealth mode.
We like it, or not but we are all affected by it. Consequently, we are constantly changing.